Last Updated: April 1, 2025
IMPORTANT NOTICE: This agreement contains provisions that affect your legal rights, including a waiver of class action rights, a waiver of your right to a jury trial, and an agreement to arbitrate disputes. Please read this agreement carefully before proceeding.
These Terms of Service govern your access to and use of our website and any related services provided by Thrive Funding dba II Capital Partners LLC ("Thrive Funding," "we," "us," or "our"). By accessing or using our Services, you agree to be bound by these Terms.
Thrive Funding operates as a platform connecting businesses with financial service providers. We are not a lender, financial institution, or credit decision-maker. We do not guarantee approval or specific terms for any financial product. All final lending decisions are made by our partnering financial institutions.
To use our Services, you must:
When submitting an application, you agree to:
You agree not to:
The Services are provided "as is" and "as available" without warranties of any kind. We do not guarantee the accuracy, completeness, or reliability of any content or services.
To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Services.
Any disputes shall be resolved through binding arbitration in Miami-Dade County, Florida. You waive your rights to participate in class action lawsuits and to a jury trial. This agreement is governed by applicable federal laws and the laws of the State of Florida, without regard to conflicts of law principles. You agree to submit to the personal jurisdiction of the courts located within Miami-Dade County, Florida for any actions not subject to arbitration.
You may withdraw your application at any time by contacting us. However, we may retain your information as required by law or for legitimate business purposes. We retain application information for a period of seven (7) years from the date of submission or withdrawal, whichever is later. Information may be retained longer if required by law or ongoing business needs.
We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including but not limited to acts of God, war, terrorism, pandemic, changes in laws or regulations, labor disputes, or telecommunications failure.
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect and enforceable.
You may not assign or transfer these Terms or your rights under these Terms, in whole or in part, by operation of law or otherwise, without our prior written consent. We may assign these Terms in whole or in part at any time to any entity without your notice or consent.
Upon submission of your application, we will review it within 1-2 business days. If additional information is required, we will contact you via email. Applications remain active for 30 days from the date of submission. After this period, you may need to submit a new application. Approval decisions are made solely by our lending partners based on their individual criteria.
We reserve the right to modify these Terms at any time. Continued use of the Services after changes constitutes acceptance of the modified Terms.
If you have questions about these Terms, please contact us at:
Thrive Funding dba II Capital Partners LLC
Email: contact@thrivefunding.com